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A Project of The Annenberg Public Policy Center

IRAs, 401(k)s and You

Q: Are congressional Democrats talking about confiscating IRA and 401(k) investment accounts?
A: No. There’s no plan to seize these accounts. One House witness at a committee hearing proposed to allow some people to trade their old accounts for a new type that would be less risky.

Our Subscribers Speak

FactCheck.org’s subscribers report to us that they find our articles clear, helpful and unbiased.

More than 15,000 who responded to an online survey invitation also told us that they are exceptionally well educated. More than one in three hold an advanced degree, and 84 percent have at least some college education. The average age is 55, and 98 percent reported that they voted in this election. One in 10 is a teacher, and nearly 2 percent are journalists, most of whom say they find our articles useful when preparing their own news reports.

Obama’s ‘National Security Force?’

Q: Is Obama planning a Gestapo-like “civilian national security force”?
A: This false claim is a badly distorted version of Obama’s call for doubling the Peace Corps, creating volunteer networks and increasing the size of the Foreign Service.

Closing Arguments: Obama

The Obama-Biden campaign’s closing arguments have included some oft-repeated but still unlikely promises. Sen. John McCain and Gov. Sarah Palin, meanwhile, served up some new misleading claims in the waning days of the campaign. We examine their final pitch to voters in another article, “Closing Arguments: McCain.” Here we take one last look at Sen. Barack Obama’s claims.

It’s Official: Obama “Born in the U.S.A.”

Of all the nutty rumors, baseless conspiracy theories and sheer disinformation that we’ve dealt with at FactCheck.org during campaign 2008, perhaps the goofiest is the claim that Barack Obama is not a “natural-born citizen” and therefore not eligible to be president under the constitution.
This claim was first advanced by diehard Hillary Clinton supporters as her campaign for the party’s nomination faded, and has enjoyed a revival among John McCain’s partisans as he fell substantially behind Obama in public opinion polls.

Body Armor Claim: Still False and Nasty

Summary
The liberal group VoteVets.org is running an ad claiming that Republican Sen. Elizabeth Dole "voted against giving our troops" life-saving body armor.
It’s a slightly revised version of an ad the same group ran against four GOP senators in the 2006 election. The claim was false and nasty then, and it’s false and nasty now.
The truth is that there was never a vote to deny body armor to troops, period. Neither of the two funding measures Vote Vets now cites in support of its claim mention body armor specifically,

The Rifle Association’s ‘True Story’

Summary
The National Rifle Association’s misleading attacks on Obama continue. A new ad shows a terrified woman grabbing a gun after an intruder smashes his way into her home. It accuses Obama of voting repeatedly for a measure that would "make you the criminal" in such cases, and voting to "deny citizens the right of self-protection."
The NRA says the incident depicted is "a true story." Not quite.

The actual 2003 burglary didn’t involve a woman,

We Rebut American Progress Action Fund’s Rebuttal

We posted the following update to our Oct. 20 article, “Obama’s False Medicare Claim”

Update, Oct. 21: The Center for American Progress Action Fund issued a rebuttal to this article, claiming our analysis is “flawed,” that this article “relies solely on the denials of McCain senior policy adviser Douglas Holtz-Eakin” and that we failed to conduct a “thorough analysis of the implications” of McCain’s health care proposals.
We disagree.

Obama’s False Medicare Claim

Summary
In a TV ad and in speeches, Obama is making bogus claims that McCain plans to cut $880 billion from Medicare spending and to reduce benefits.

A TV spot says McCain’s plan requires "cuts in benefits, eligibility or both."
Obama said in a speech that McCain plans "cuts" that would force seniors to "pay more for your drugs, receive fewer services, and get lower quality care."
Update, Oct. 21: A second Obama ad claims that McCain’s plan would bring about a 22 percent cut in benefits,

Obama’s ‘Welfare’

Summary
The McCain campaign has taken to denigrating some of Obama’s tax proposals as "welfare" rather than tax cuts. And it continues to mislead about who would see a tax increase.

A new McCain-Palin Web ad characterizes Obama’s proposed refundable tax credits as "welfare." But McCain himself proposes refundable tax credits, too, as part of his health care plan, and calls them "reform."
The ad also says "hard-working families" and "seniors" would pay higher taxes.