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A Project of The Annenberg Public Policy Center

FactChecking Debate No. 2

Summary

McCain and Obama debated for the second time, in Nashville. We noted some misleading statements and mangled facts:

McCain proposed to write down the amount owed by over-mortgaged homeowners and claimed the idea as his own: “It’s my proposal, it’s not Sen. Obama’s proposal, it’s not President Bush’s proposal.” But the idea isn’t new. Obama had endorsed something similar two weeks earlier, and authority for the treasury secretary to grant such relief was included in the recently passed $700 billion financial rescue package.

Health Care Fines for Small Businesses?

McCain said that Obama’s health care plan would mandate that “small businesses” provide coverage for their employees and would fine them if they failed to do so. Actually, Obama’s health care plan, posted on his Web site, says: “Small businesses will be exempt from this requirement.” McCain previously used this charge in his acceptance speech at the Republican National Convention.

Dubious Health Savings Claim

Obama said that his health care plan would cut costs, saving $2,500 a year per family. When we asked health care experts about this claim earlier this year, they were quite skeptical. M.I.T.’s Jonathan Gruber told us, “I know zero credible evidence to support that conclusion.” Obama has also said on the campaign trail that more than half of the savings would come from the use of electronic health records, a major part of his plan to cut health costs.

FactChecking Biden-Palin Debate

Summary
Biden and Palin debated, and both mangled some facts.

Palin mistakenly claimed that troop levels in Iraq had returned to “pre-surge” levels. Levels are gradually coming down but current plans would have levels higher than pre-surge numbers through early next year, at least.
Palin repeated a false claim that Obama once voted in favor of higher taxes on “families” making as little as $42,000 a year. He did not. The budget bill in question called for an increase only on singles making that amount,

Socialized Medicine?

Palin said that Obama’s plan would be “government run” and would mandate health care. The first claim is false, as we’ve said before. Obama’s plan would increase the offerings of publicly funded health care, but would not replace or remove private insurance, or require people to enroll in a public plan.
The second claim leaves out important information. Obama’s plan would mandate health coverage for children, but not for adults.

The Whoppers of 2008

Summary
Normally we post a “Whoppers” compilation the week before Election Day. This time we’ve already seen such a large number of twisted facts, misleading claims and outright falsehoods that we are doing that now.
It’s not just Sarah Palin’s claim about killing the bridge project that she had supported until it became a national laughingstock and Congress turned against it. That’s just the whopper that got the attention of many news organizations earlier this month.

Out of Context on Health Care

Summary
An Obama-Biden ad falsely claims McCain says he wants to "do the same to our health care" that "Wall Street deregulation" has done to the banking industry.
The ad relies on a single phrase from a journal article under McCain's byline, in which he said he would reduce regulation of health insurance "as we have done over the last decade in banking." But the full context reveals that McCain was referring narrowly to his proposal to allow people to purchase health insurance across state lines.

Health Care Hyperbole

Obviously, Obama and McCain don’t see eye-to-eye on health care, and their plans are markedly different. But we’ve heard Obama misrepresenting some aspects of McCain’s proposal in stump speeches. On Aug. 21 in Chester, Va., he said:

Obama, Aug. 21: John McCain doesn’t have a health care plan other than to eliminate the tax deduction for employers for paying health care premiums. And in return, giving $5,000 tax credits to each individual family. Now, that sounds pretty good,

Obama’s Inflated Health ‘Savings’

Summary

Obama says his health care plan will garner large savings – $120 billion a year, or $2,500 per family – with more than half coming from the use of electronic health records. And he says he’ll make that happen in his first term. We find his statements to be overly optimistic, misleading and, to some extent, contradicted by one of his own advisers. And it masks the true cost of his plan to cover millions of Americans who now have no health insurance.

McCain’s $5,000 Promise

McCain says in a new TV ad: “Let’s give every American family a $5,000 refundable tax credit” to buy health insurance. Sounds good. But McCain failed to mention how existing employer-sponsored health benefits would be affected.