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A Project of The Annenberg Public Policy Center

Scaring, and Misleading, Seniors Again

In what is becoming a bit of a pattern, a group that backs Sen. Barack Obama is trying to convince senior citizens that Sen. John McCain would be their worst nightmare. The AFL-CIO is distributing a mailer that claims McCain is “turning his back on retirees,” by “privatizing Social Security, taxing health care benefits” and “cutting $1 trillion from Medicare.”
Talking Points Memo reports that the AFL-CIO is sending this flyer to retirees in Indiana, North Carolina and more traditional swing states.

Health Care Premium Costs

In last week’s final debate, Sens. John McCain and Barack Obama cited greatly different estimates for the average cost of health insurance, and a number of readers have asked us to sort it out.

Obama: By the way, the average policy costs about $12,000. …
McCain: The average cost of a health care insurance plan in America today is $5,800.

Both candidates were talking about the relative value of the $5,000 tax credit McCain wants to give to families and couples (individuals would get up to $2,500) to purchase health care policies.

Autism and Down Syndrome

Scores of readers have written in asking why Sen. John McCain had said several times during the debate that his running mate, Sarah Palin, knew about autism.
McCain: And, by the way, she also understands special-needs families. She understands that autism is on the rise, that we’ve got to find out what’s causing it, and we’ve got to reach out to these families, and help them, and give them the help they need as they raise these very special needs children.

Obama’s ‘Welfare’

Summary
The McCain campaign has taken to denigrating some of Obama’s tax proposals as "welfare" rather than tax cuts. And it continues to mislead about who would see a tax increase.

A new McCain-Palin Web ad characterizes Obama’s proposed refundable tax credits as "welfare." But McCain himself proposes refundable tax credits, too, as part of his health care plan, and calls them "reform."
The ad also says "hard-working families" and "seniors" would pay higher taxes.

Unions Mislead on Health Care

Summary
Two labor unions are running ads falsely characterizing McCain’s health care plan.

A United Auto Workers spot features a woman who claims she’d pay up to $2,800 more in taxes. That’s a bogus figure, based on a false assumption about what McCain is actually proposing. She and families like hers would actually come out money ahead.
A Service Employees International Union ad claims McCain’s plan would "deny coverage for preexisting conditions like cancer."

FactChecking Debate No. 3

Summary
Spin and hype were apparent, once again, at the third and final debate between McCain and Obama:

McCain claimed the liberal group ACORN “is now on the verge of maybe perpetrating one of the greatest frauds in voter history … maybe destroying the fabric of democracy.” In fact, a Republican prosecutor said of the biggest ACORN fraud case to date: “[T]his scheme was not intended to permit illegal voting.” He said $8-an-hour workers turned in made-up voter registration forms rather than doing what ACORN paid them to do.

John Lewis and the News

McCain was a bit off the mark when he said Obama did not repudiate the remarks of Democratic Rep. John Lewis. Obama did release a statement that said he “did not believe” McCain “or his policy criticism is in any way comparable to George Wallace or his segregationist policies.” But he did agree with other parts of Lewis’ statement. Here’s the story:
On Oct. 11, Lewis, an activist during the Civil Rights movement, published a statement on the Politico Web site that said in part:

“Sen.

Plumber Joe and His Health Care

Fines for small businesses? Higher income taxes? The government choosing your health care plans? Gold-plated Cadillacs? It all sounds bad (or at least confusing) for Joe, and everyone else … but luckily we’ve broken it all down for you. For the full scoop on both Obama’s and McCain’s health care plans, see our recent article Health Care Spin.

Obama’s ‘Projector’ Earmark

Q: Did Obama request a $3 million ‘overhead projector,’ as McCain claimed?
A: Obama did seek a $3 million earmark, but it was not for the sort of ‘overhead projector’ commonly found in classrooms or offices. It would have replaced the Adler Planetarium’s projector, last upgraded in 1969.

Health Care Spin

Summary
McCain and Obama have sharply different health care plans, and each has made sharply worded attacks that are either false or misleading. McCain proposes a market-based system that relies on tax incentives, which one Obama ad falsely characterizes as the "largest middle-class tax increase in history." Obama proposes new subsidies to expand private insurance coverage and some expansion of government insurance, which McCain falsely claims "will rob 50 million employees of their health coverage."